Top banks in the country offer ATM-cum-debit cards but levy certain usage charges. From State Bank of India (SBI), the country's largest lender, to private sector peers like HDFC Bank, ICICI Bank and Axis Bank - lenders offer a fixed number of ATM transactions free of cost every month. The ATM charges apply depending on the type - whether it belongs to the same bank where the customer's account is located or some other bank - and nature of ATM - whether the ATM is located in a metropolitan or any other city in the country.
Here's a comparison of ATM transaction charges by SBI, HDFC Bank, ICICI Bank and Axis Bank:
State Bank of India
Here are the various charges of SBI's ATM cards as stated on sbi.co.in:
HDFC Bank
Here are the various charges of HDFC Bank's ATM cards as stated on hdfcbank.com:
ICICI Bank
Here are the various charges of ICICI Bank's ATM cards as stated on icicibank.com:
Axis Bank
Here are the various charges of Axis Bank's ATM cards as stated on axisbank.com:
However, banks do charge an amount for the issuance and annual maintenance of ATM cards.
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