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Systematix Research Report
ICICI Bank Ltd. reported Q2 FY25 PAT of Rs 117 billion (+6.2% QoQ, +14% yoy) led by higher operating income growth and controlled opex increase.
A key positive surprise was that asset quality metrics continued to remain benign as opposed to an industrywide trend of deterioration.
This was despite the bank having compounded its unsecured portfolio faster than the sector (since the start of the rate cycle). Overall, a good set of results across all key parameters.
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