IRCTC Online Transactions: What You Pay On Net Banking, Card Payments
The Indian Railway Catering And Tourism Corporation (IRCTC) oversees catering, tourism and online ticketing operations of the Indian Railways. Every time you book tickets via IRCTC, a nominal rate is charged for payments via net banking, credit/debit cards, e-wallets etc. For example, for every transaction done via State Bank of India (SBI), Punjab National Bank (PNB) Andhra Bank, and Federal Bank, among others, IRCTC charges Rs 10 plus the applicable tax. For transactions made through digital wallet Paytm, IRCTC charges 1.80 per cent plus applicable tax, the ticketing arm of Indian Railways said on its website - irctc.co.in.
(Also Read: IRCTC Tourism Offers 12-Day Gangtok Darjeeling Holiday Package For Rs. 44,400)
Given below is the list of bank transaction charges of IRCTC:
Net banking:
State Bank of India Rs. 10/- per transaction + Applicable Taxes State Bank of India and Associates Rs. 10/- per transaction Federal Bank Rs.10/- + Applicable Taxes Indian Bank Rs. 10/- per transaction Union Bank of India Rs. 10/- per transaction Andhra Bank Rs.10/- + Applicable Taxes Punjab National Bank Rs. 10/- per transaction Allahabad Bank Rs.10/- + Applicable Taxes Vijaya Bank Rs.10/- + Applicable Taxes AXIS Bank Rs.10/- + Applicable Taxes HDFC Bank Rs.10/- + Applicable Taxes Bank of Baroda Rs. 10/- per transaction + Applicable Taxes Karnataka Bank Rs. 10/- per transaction Oriental Bank of Commerce Rs.10/- + Applicable Taxes Karur Vysya Bank Transaction Charges NIL Kotak Mahindra Bank Rs.10/- + Applicable Taxes ING Vysya Bank (now Kotak) Rs.10/- + Applicable Taxes ICICI Bank Rs.10/- + Applicable Taxes IndusInd Bank Transaction Charges NIL IMPS Rs. 5 for TXN Amt upto Rs. 5000/- and Rs. 10 for above. Central Bank of India Rs. 10/- + Applicable Taxes Bank of India Rs. 10/- per transaction Syndicate Bank Rs. 10/- per transaction Bank of Maharashatra Transaction Charges NIL IDBI Bank Transaction Charges NIL Corporation Bank Rs. 10/- per transaction Yes Bank Rs. 5/- per transaction + Applicable Taxes Nepal SBI Bank Ltd. NPR 19/- per transaction + Exchange Commision + Applicable Taxes South Indian Bank Transaction Charges NIL Canara Bank Rs. 10/- per transaction + Applicable Taxes City Union Bank Nil Airtel Payments Bank Rs.10/- + Applicable Taxes
Visa/Master Card(Powered By ICICI BANK) - 1.8 % + Applicable Taxes for all domestic Credit Cards - 0.25% + Applicable Taxes, For all Domestic Debit Cards transactions Amount upto Rs. 1,000. - 0.50% + Applicable Taxes, For all Domestic Debit Cards transactions Amount between Rs. 1001 - 2000 - 1% + Applicable Taxes, For all Domestic Debit Cards transactions Amount above Rs. 2,000. Visa/Master Card(Powered By CITI BANK) 1.8 % + Applicable Taxes for all domestic Credit Cards NIL , For all Domestic Debit Cards upto Rs. 1 Lakh Visa/Master Card(Powered By HDFC BANK) - 1.8 % + Applicable Taxes for all domestic Credit Cards - NIL , For all Domestic Debit Cards American Express 1.8% of Transaction Amount Visa/Master Card(Powered By AXIS BANK) - 1.65% + Applicable Taxes, For all Master/Visa Credit Cards. - NIL , For all Domestic Debit Cards RuPay Card (Powered by Kotak Bank) Transaction Charges NIL upto Rs. 1 Lakh
State Bank of India Transaction Charges NIL Indian Overseas Bank Transaction Charges NIL upto Rs. 1 Lakh Punjab National Bank Rs. 10/- per transaction Indian Bank - NIL , For transaction Amount upto Rs. 2,000. - Rs. 10 , For transaction Amount above Rs. 2,000. Union Bank of India Rs. 10/- per transaction Bank of India Rs. 10/- per transaction Andhra Bank Rs.10/- + Applicable Taxes Canara Bank Transaction Charges NIL upto Rs. 1 Lakh CITI Bank Rs.10/- or 1.8% whichever is higher + Applicable Taxes. ICICI Bank Rs.10/- + Applicable Taxes HDFC Bank Transaction Charges NIL Central Bank of India Rs. 10/- + Applicable Taxes AXIS Bank Transaction Charges NIL United Bank of India Transaction Charges NIL upto Rs. 1 Lakh
ITZ Cash Card Rs. 10/- or 1.5% whichever is lower I Cash Card 1.5% per transaction Oxigen Wallet 1.80% + Applicable Taxes Paytm Wallet 1.80% + Applicable Taxes Mobikwik Wallet 1.80% + Applicable Taxes mRUPEE Wallet Transaction Charges NIL Paytm Wallet 1.80% + Applicable Taxes Freecharge Wallet 1.80% + Applicable Taxes SBI Buddy Rs. 10/- per transaction + Applicable Taxes OLAMONEY Wallet 1.30% + Applicable Taxes Airtel Money .75% + Applicable Taxes I Cash Card 1.5% per transaction
IRCTC Union Bank prepaid (RuPay) Rs. 10/- + Applicable Taxes IRCTC eWallet IRCTC eWallet service charge ₹ 10 /- CITI Bank Pay in 3 EMI with Citibank Card, Transaction charges 2.8%
Credit & Debit cards / Net Banking / Wallet (Powered by Paytm) 1.8 % + Applicable Taxes for all domestic Credit Cards NIL , For all Domestic Debit Cards upto Rs. 1 Lakh Rs. 10 + Applicable Taxes for Netbanking transactions 1.8 % + Applicable Taxes for E-wallet transactions International cards (powered by ATOM) 4% of Transaction Amount (Including Applicable Taxes) Credit & Debit cards / Net Banking / Wallet (Powered by ITZ) 1.8 % + Applicable Taxes for all domestic Credit Cards NIL ,For all Domestic Debit Cards upto Rs. 1 Lakh Rs. 10 + Applicable Taxes for Netbanking transactions 1.5 % + Applicable Taxes for E-wallet transactions 4% + Applicable Taxes for International Cards Credit & Debit cards / Net Banking / Wallet (Powered by PayU) 1.8 % + Applicable Taxes for all domestic Credit Cards NIL , For all Domestic Debit Cards upto Rs. 1 Lakh Rs. 10 + Applicable Taxes for Netbanking transactions 1.8 % + Applicable Taxes for E-wallet transactions Credit & Debit cards / Net Banking / UPI (Powered by Razorpay) 1.8 % + Applicable Taxes for all domestic Credit Cards NIL ,For all Domestic Debit Cards upto Rs. 1 Lakh Rs. 10 + Applicable Taxes ,For UPI transaction Amount above Rs.2,000. Rs. 10 + Applicable Taxes for Netbanking transactions
AXIS PG (mVisa / Scan & Pay) Rs. 10/- per transaction + Applicable Taxes Atom - Bharat QR 1.75 % + Applicable Taxes
Pay-On-Delivery (Powered by Anduril Technologies) Rs. 90 + Applicable Taxes for TXN Amt upto Rs. 5000/- and Rs. 120 + Applicable Taxes for above ePaylater (Powered by Arthashastra Fintech Pvt. Ltd.) 3.50% + Applicable Taxes
Pay using BHIM (Powered by AXIS BANK) also accepts UPI Transaction Charges NIL
PayU Money M Txn Chgs: 1.8 % of net amt + GST as applicable Mobikwik Wallet M Txn Chgs: 1.80 % of net amt + GST as applicable JIO Money Txn Chgs: 1.30 % of net amt + GST as applicable Ola Money Txn Chgs: 1.30 % of net amt + GST as applicable Airtel Money Txn Chgs: 1.8 % of net amt + GST as applicable
PAYTM M Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable Zaakpay PG Txn Chgs: ₹ 5 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Credit Cards: 1.26% of Net Amt. GST as applicable PayU Money Txn Chgs: ₹ 10 for Net Banking, For Debit Cards: NIL for Amt upto ₹ 100000, For Other options 1.8% of Net Amt. GST as applicable Razorpay Txn Chgs: ₹ 10 for Net Banking, For UPI: NIL for Amt upto ₹ 2000 and ₹ 10 for Amt above ₹ 2000, For Debit Cards: NIL for Amt upto ₹ 100000, For Credit Cards: 1.8 % of Net Amt. GST as applicable PAYTM WALLET Txn Chgs: 1.8 % of net amt + GST as applicable
Pay-On-Delivery (Powered by Anduril Technologies) Txn Chgs: ₹ 90 for Amt upto ₹ 5000 and ₹ 120 for Amt above ₹ 5000 + GST as applicable
